According to @iampaulgrewal, a new US crypto market-structure push would pay stablecoin rewards based on user activity rather than balance, a framework he says does not benefit consumers (source: X post by @iampaulgrewal, Jan 8, 2026). The legislative language is being advanced by Sen. Angela Alsobrooks to address banks’ concerns about stablecoin yield, shifting focus from passive balance interest to activity-linked rewards (source: PoliticoPro report cited by Jasper Goodman, Jan 2026). Grewal publicly criticized the approach, stating that paying rewards on activity instead of balances is not designed for consumer benefit, highlighting potential implications for how stablecoin rewards are structured in the US market (source: X post by @iampaulgrewal, Jan 8, 2026).